Yamabay Privacy

What This Covers

  • Privacy Information covers Yamabay's treatment of nonpublic personal information that we collect in connection with providing you with Yamabay products and services.
  • If you are a former user of a Yamabay product or service, we will continue to treat the nonpublic personal information we collected from you in connection with our products and services as described here.

Information Collection and Use

  • Yamabay collects nonpublic personal information, such as your name, address, and social security number, and information about your assets, and income, from you when you apply for, register for, or use a product or service.
  • Yamabay may collect nonpublic personal information about you from our business partners, such as information that you provide to them on applications or other forms.
  • Yamabay may also collect nonpublic personal information about your transactions with us, our business partners, or others such as information regarding your use of the products and services that we offer or information necessary to provide those products and services to you.
  • In addition, Yamabay automatically receives and records information on our server logs from your browser including your IP address, Yamabay cookie information and the page you requested.
Information Sharing and Disclosure
  • Yamabay will not sell or rent your nonpublic personal information to anyone.
  • Yamabay may disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law, such as when:
    • We have your consent to share the information;
    • We need to share the information to provide the product or service you have requested;
    • We need to send the information to companies who work on behalf of Yamabay to provide a product or service to you. (Unless we tell you differently, these companies do not have any right to use the nonpublic personal information we provide to them beyond what is necessary to assist us.); or
    • We respond to subpoenas, court orders or legal process.
  • Yamabay displays targeted advertisements that may be of interest or benefit to you based on nonpublic personal information. If you respond to these advertisements and then give the advertiser personal information about yourself, you may reveal to the advertiser or ad server that you possess the characteristics used to select the audience for the advertisement.
    • Yamabay does not share any personally identifiable information about you with any third parties when you click on these ads.
    • Yamabay advertisers may include financial service providers (such as mortgage bankers, securities broker-dealers, and insurance agents) and non-financial companies (such as retailers, airlines, and publishers).
    • If you do not wish to disclose information about yourself to advertisers, you may choose to communicate with the advertiser directly in a manner that does not disclose that you viewed the Yamabay advertisement.

Confidentiality and Security

  • We restrict access to your nonpublic personal information to those employees who reasonably need to come into contact with that information to provide products or services to you.
  • We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.


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