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What This Covers
- Privacy Information covers Yamabay's treatment of nonpublic personal
information that we collect in connection with providing you with Yamabay
products and services.
- If you are a former user of a Yamabay product or service,
we will continue to treat the nonpublic personal information we
collected from you in connection with our products and
services as described here.
Information Collection and Use
- Yamabay collects nonpublic personal information, such as your name,
address, and social security number, and information about your assets,
and income, from you when you apply for, register for, or use a
product or service.
- Yamabay may collect nonpublic personal information about you from our
business partners, such as information that you provide to them on
applications or other forms.
- Yamabay may also collect nonpublic personal information about your
transactions with us, our business partners, or others such as
information regarding your use of the products and services
that we offer or information necessary to provide those products and
services to you.
- In addition, Yamabay automatically receives and records information
on our server logs from your browser including your IP
address, Yamabay cookie
information and the page you requested.
Information Sharing
and Disclosure
- Yamabay will not sell or rent your nonpublic personal information to
anyone.
- Yamabay may disclose nonpublic personal information about you to
nonaffiliated third parties as permitted by law, such as when:
- We have your consent to share the information;
- We need to share the information to provide the product or service
you have requested;
- We need to send the information to companies who work on behalf of
Yamabay to provide a product or service to you. (Unless we tell you
differently, these companies do not have any right to use the
nonpublic personal information we provide to them beyond what is
necessary to assist us.); or
- We respond to subpoenas, court orders or legal
process.
- Yamabay displays targeted advertisements that may be of interest or
benefit to you based on nonpublic personal information. If you respond
to these advertisements and then give the advertiser personal
information about yourself, you may reveal to the advertiser or ad
server that you possess the characteristics used to select the audience
for the advertisement.
- Yamabay does not share any personally identifiable information
about you with any third parties when you click on these ads.
- Yamabay advertisers may include financial service providers (such
as mortgage bankers, securities broker-dealers, and insurance agents)
and non-financial companies (such as retailers, airlines, and
publishers).
- If you do not wish to disclose information about yourself to
advertisers, you may choose to communicate with the advertiser
directly in a manner that does not disclose that you viewed the Yamabay
advertisement.
Confidentiality and Security
- We restrict access to your nonpublic personal information to those
employees who reasonably need to come into contact with that information
to provide products or services to you.
- We maintain physical, electronic, and procedural safeguards that
comply with federal regulations to guard your nonpublic personal
information.
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